Loaded Cheese Nachos (Printer-Friendly)

Crispy chips topped with melted cheese, beans, and fresh toppings, ready in 25 minutes.

# What You Need:

→ Base

01 - 7 oz tortilla chips, plain or lightly salted

→ Cheese

02 - 7 oz shredded cheddar cheese
03 - 3.5 oz Monterey Jack cheese, shredded

→ Beans

04 - 5 oz canned black beans, rinsed and drained

→ Toppings

05 - 2 fresh jalapeños, thinly sliced
06 - 3.5 oz cherry tomatoes, diced
07 - 1 small red onion, finely chopped
08 - 2 tablespoons fresh cilantro, chopped
09 - 1 ripe avocado, diced
10 - 4 tablespoons sour cream
11 - 4 tablespoons salsa

→ Optional Meat

12 - 7 oz ground beef
13 - 1 teaspoon olive oil
14 - 1 teaspoon chili powder
15 - 1/2 teaspoon cumin
16 - Salt and pepper to taste

# How To Make It:

01 - Heat olive oil in a skillet over medium heat. Add ground beef, chili powder, cumin, salt, and pepper. Cook while breaking up meat until browned and cooked through, approximately 5-6 minutes. Set aside.
02 - Set oven to 400°F for optimal cheese melting.
03 - Spread tortilla chips in an even layer across a large ovenproof platter or baking sheet, ensuring single coverage for consistent heating.
04 - Distribute black beans evenly over chips, then layer with shredded cheddar and Monterey Jack cheeses. Add prepared ground beef if using.
05 - Scatter sliced jalapeños and half the chopped red onion across the surface for even distribution.
06 - Bake for 8-10 minutes or until cheese is completely melted and bubbly, monitoring to prevent burning.
07 - Remove from oven and immediately top with cherry tomatoes, diced avocado, remaining red onion, and chopped cilantro.
08 - Serve while hot with sour cream and salsa on the side for dipping.

# Expert Advice:

01 -
  • The cheese gets properly bubbly and golden, not just sad and melted
  • You can customize toppings based on what your fridge holds right now
02 -
  • Uneven topping distribution means sad nacho experiences for some guests
  • Letting them sit too long makes the chips lose their crunch completely
03 -
  • Pickled jalapeños add a tangy punch that fresh ones cannot achieve
  • Warming your salsa slightly prevents it from shocking the hot cheese
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